Why Buy a Universal Life T-100?

Purchasing insurance protection isn’t just a financial investment. It’s about investing in security and peace of mind.

A Universal Life T-100 is affordable, high-quality life insurance coverage and most importantly, it's worry-free.


Why?

Because Universal Life T-100 has flexibility built right into it. U.L. T-100 presents the opportunity to choose how the plan should fit your needs... and it’s flexible enough to keep up with your changing lifestyles.

U.L. T-100 lets you pick the pace at which you’ll pay for your coverage. You can choose to pay deposits over the whole of your life, or you can opt to ”quick-pay” the cost of the insurance, which leaves the possibility of not having to make another contribution again. U.L. T-100 also offers you the choice of raising, lowering or even skipping deposits (Certain conditions apply). It’s never been easier to maintain insurance coverage, even when times have taken a tight turn.


Universal Life T-100 really is flexible! Where’s the catch?

There is none. U.L. T-100’s flexibility does not compromise its quality.


Simply put, U.L. T-100 is quality coverage. It comes with a solid core of quarantees:

• Guaranteed Cost of Insurance Charges
• Lifetime lapse protection
• Four investment options with a guaranteed 2% minimum rate of return
• Plus, if a level Cost of Insurance is chosen, upon lapse the Guaranteed Surrender Value of a U.L. T-100 is paid out in addition to the Cash Surrender Value, providing excellent value to you.