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Questions to Ask Your Insurance Broker in Quebec 20 essential questions — before you sign, make sure you understand exactly what you’re buying Get a free quote Signing an insurance policy without asking the right questions is like buying a car without looking under the hood. Too many Quebecers discover the limits of their coverage…

For Quebec farmers, the utility ATV is an indispensable tool. But when it comes to insuring these vehicles, a crucial question arises: do you need recreational or commercial insurance? This decision is not trivial; it has major implications for coverage, costs, and legal compliance. This article explores the nuances of utility ATV insurance in a…

Pour les agriculteurs du Québec, le VTT utilitaire est un outil indispensable. Mais lorsqu’il s’agit d’assurer ces véhicules, une question cruciale se pose : faut-il une assurance récréative ou commerciale? Cette décision n’est pas anodine; elle a des implications majeures sur la couverture, les coûts et la conformité légale. Cet article explore les nuances de…

You’re planning to transport your ATV or snowmobile with a trailer in Quebec? Contrary to what many think, your home insurance almost never protects the trailer, and your car insurance covers only part of the liability — never the recreational vehicle being transported. This 2026 guide clarifies trailer, ATV, and snowmobile coverage based on insurance…

Vous partez transporter votre VTT ou votre motoneige avec une remorque au Québec? Contrairement à ce que beaucoup pensent, votre assurance habitation ne protège pratiquement jamais la remorque, et votre assurance auto ne couvre qu’une partie de la responsabilité — jamais le véhicule récréatif transporté. Ce guide 2026 démêle la couverture de la remorque, du…

Quebec, with its vast forests, winding trails, and breathtaking landscapes, is an ideal playground for side-by-side vehicle enthusiasts. These recreational vehicles, also called ATUV (All-Terrain Utility Vehicles) or, more commonly, « side-by-side », offer a unique experience of discovery and adventure. However, owning and using a side-by-side comes with responsibilities, particularly regarding insurance. Contrary to popular belief,…

Le Québec, avec ses vastes forêts, ses sentiers sinueux et ses paysages à couper le souffle, est un terrain de jeu idéal pour les amateurs de véhicules côte-à-côte. Ces engins récréatifs, aussi appelés VUTT (Véhicules Utilitaires Tout-Terrain) ou, plus communément, « side-by-side », offrent une expérience unique de découverte et d’aventure. Cependant, posséder et utiliser un côte-à-côte…

The price of your premium is the first thing you look at when shopping for car insurance — that’s normal and logical. But choosing an insurer based solely on the lowest price is like choosing a restaurant based only on the menu posted at the entrance without ever reading reviews. The true value of a…

Buying a property with multiple people, whether with a partner, family members or friends, is an increasingly common reality in Quebec. Facing rising real estate prices, many Quebecers are choosing co-ownership as a strategy to access property. But this form of shared ownership raises complex questions about home insurance — questions that unfortunately many co-owners…

Automobile insurance is one of the sectors that generates the most myths, rumors, and misconceptions in Quebec. These false beliefs have circulated for decades — among colleagues, in families, on forums — and some are so widespread that even experienced drivers believe them to be true. The problem is that these myths can cost you…

Did you know that Quebecers who automatically renew their insurance without shopping pay on average 15% to 30% more than those who regularly compare prices? Loyalty to an insurer is a virtue in many areas — but in auto and home insurance, it can cost you hundreds of dollars a year. In Quebec, changing insurers…

FAQ 27 endorsement: the overlooked protection that can save you thousands of dollars You rented an SUV for a family trip to Tremblant. Exiting the hotel parking lot, you hit a cement post. The bumper is smashed, the right fender scratched down to bare metal. The rental agency presents you with a $4,800 bill. Your…

Having a bad credit file complicates the search for car insurance in Quebec, but it doesn’t make it impossible. This comprehensive guide explains why insurers check your credit, how it affects your premium, what options are available to you, and how an independent broker can help you obtain adequate coverage at a reasonable price. Car…

Shopping for RV insurance in Quebec? This complete guide explains essential coverage types, factors that influence your premium, mistakes to avoid, and how an independent broker can help you save money. Whether you own a Class A motorhome, a travel trailer, or a pop-up camper, you’ll find everything you need to know to protect your…