Insurance in Ottawa, Ontario | AccesDirect

◉ OTTAWA, ONTARIO · SINCE 1997

Insurance in Ottawa.
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Compare quotes from 20+ Ontario insurers through our licensed RIBO broker partners. AccesDirect is an independent pan-Canadian comparison platform — free, no obligation, 2 minutes.

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1.02M
Population
$1,300
Avg. auto premium/yr
$1,200
Avg. home premium/yr
20+
Insurers compared
Coverage in Ottawa

Insurance products in Ottawa

Auto, home, condo, tenant — all covered through licensed RIBO brokers who know the National Capital Region.

Auto insurance

Liability, DCPD, SABS, collision. Postal codes K1, K2. Ontario no-fault system.

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Home insurance

Homeowner, condo, tenant. Fire, water damage, liability, replacement cost.

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Business insurance

Commercial liability, business property, professional liability for Ottawa SMBs.

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Travel insurance

Emergency medical, cancellation, baggage. Single trip or annual multi-trip.

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Local coverage

Ottawa neighborhoods

Our broker partners cover all of Ottawa and the National Capital Region.

📍 Downtown📍 Kanata📍 Orleans📍 Nepean📍 Barrhaven

Nearby cities also served:

Gatineau (QC)KingstonCornwall
Compliance & trust

Regulated. Independent. Since 1997.

🏛️ FSRA regulated industry
📜 Licensed RIBO brokers
⚡ 20+ insurers
💯 Free service

Auto and home insurance in Ontario is regulated by the Financial Services Regulatory Authority (FSRA). Your quote is provided by a licensed RIBO broker (Registered Insurance Brokers of Ontario). AccesDirect is an independent comparison platform that routes your request — we do not sell insurance.

FAQ

Ottawa insurance — frequently asked questions

How much does auto insurance cost in Ottawa?
The average premium in Ottawa is approximately $1,300/year, but it varies based on your driving record, vehicle, exact postal code, and coverage selections. Comparing 20+ insurers through a RIBO partner broker typically saves $200–700/year.
Is Ottawa regulated by the FSRA?
Yes. All auto and home insurance in Ontario is regulated by the Financial Services Regulatory Authority (FSRA). Quotes are provided by licensed RIBO brokers (Registered Insurance Brokers of Ontario). AccesDirect is an independent comparison platform that routes your request — we do not sell insurance.
What coverage do I need in Ontario?
Mandatory: liability (minimum $200,000; $1–2M recommended), Statutory Accident Benefits (SABS), Direct Compensation (DCPD), uninsured automobile. Optional but recommended: Collision, Comprehensive, OPCF 44R Family Protection.
Do you offer home insurance in Ottawa too?
Yes. Our licensed RIBO broker partners offer quotes for homeowners, condos, tenants, and landlords throughout Ottawa and surrounding areas.
Is AccesDirect really free?
Yes. AccesDirect is a comparison platform — we connect you with licensed RIBO partner brokers at no cost. Partner brokers are compensated by insurers, not by you.

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Free comparison. 2 minutes. No obligation. Your request goes to a licensed RIBO broker partner.

AUTO - Facebook - sbinet@assurancia.ca (#52) (#52)

⚠️ Ce service est réservé exclusivement aux résidents de l'Ontario.

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