AccesDirect is not an insurer. We are an independent comparison platform that routes your request to partner brokerage offices that are RIBO-licensed in Ontario. These brokerages have access to a broad panel of Canadian insurers — often 15 to 25 companies — and prepare comparable quotes for you.

Our partner brokerages in Ontario work with the majority of major Canadian property & casualty and life & health insurers. We do not mention individual insurer names to avoid any impression of recommendation — our goal is your best price, not the promotion of a specific insurer.

What you get

• Multiple quotes per request, comparable side-by-side
• A dedicated broker who answers your questions and negotiates for you
• FSRA + RIBO regulation — your data and your rights are protected
• No fees — brokerages are paid by insurers, not by you

The Financial Services Regulatory Authority (FSRA) regulates the insurance sector in Ontario. The Registered Insurance Brokers of Ontario (RIBO) licenses property & casualty brokers. Life & health advisors are licensed through the LLQP. AccesDirect has none of these mandates — we are a referral platform.