Insurance in Toronto, Ontario | AccesDirect

◉ TORONTO, ONTARIO · SINCE 1997

Insurance in Toronto.
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Compare quotes from 20+ Ontario insurers through our licensed RIBO partner brokers. AccesDirect is an independent pan-Canadian comparison platform — free, no obligation, 2 minutes.

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2.9M
Population
$1,650
Avg. auto premium/yr
$1,400
Avg. home premium/yr
20+
Insurers compared
Coverage in Toronto

Insurance products in Toronto

Auto, home, condo, tenant — everything covered through RIBO-licensed brokers who know the Greater Toronto Area.

Car insurance

Liability, DCPD, SABS, collision. Postal codes M1–M9. Ontario no-fault system.

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Home insurance

Owner, condo, tenant. Fire, water damage, liability, replacement cost.

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Business insurance

Commercial liability, business property, professional liability for SMBs in Toronto.

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Travel insurance

Emergency medical, cancellation, baggage. Single trip or annual multi-trip.

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Local coverage

Toronto neighborhoods

Our partner brokers cover all of Toronto and the Greater Toronto Area.

📍 Downtown📍 North York📍 Scarborough📍 Etobicoke📍 York

Nearby cities also served:

MississaugaVaughanMarkhamBrampton
Compliance & trust

Regulated. Independent. Since 1997.

🏛️ FSRA regulated industry
📜 Licensed RIBO brokers
⚡ 20+ insurers
💯 Free service

Auto and home insurance in Ontario is regulated by the Financial Services Regulatory Authority (FSRA). Your quote is provided by a licensed RIBO broker (Registered Insurance Brokers of Ontario). AccesDirect is an independent comparison platform that routes your request — we do not sell insurance.

FAQ

Toronto insurance — frequently asked questions

How much does car insurance cost in Toronto?
The average premium in Toronto is approximately $1,650/year, but it varies based on your driving record, vehicle, exact postal code, and coverage choices. Comparing 20+ insurers through a RIBO partner broker typically saves $200–$700/year.
Is Toronto regulated by the FSRA?
Yes. All auto and home insurance in Ontario is regulated by the Financial Services Regulatory Authority (FSRA). Quotes are provided by licensed RIBO brokers (Registered Insurance Brokers of Ontario). AccesDirect is an independent comparison platform that routes your request — we do not sell insurance.
What coverages do I need in Ontario?
Required: liability (minimum $200,000; $1–2M recommended), Statutory Accident Benefits (SABS), Direct Compensation (DCPD), uninsured automobile. Optional but recommended: Collision, Comprehensive, OPCF 44R Family Protection.
Do you also offer home insurance in Toronto?
Yes. Our licensed RIBO partner brokers provide quotes for homeowners, condos, tenants, and landlords throughout Toronto and surrounding areas.
Is AccesDirect really free?
Yes. AccesDirect is a comparison platform — we connect you with licensed RIBO partner brokers at no charge. Partner brokers are compensated by insurers, not by you.

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Free comparison. 2 minutes. No obligation. Your request goes to a licensed RIBO partner broker.

AUTO - Facebook - sbinet@assurancia.ca (#52) (#52)

⚠️ Ce service est réservé exclusivement aux résidents de l'Ontario.

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