Aviva Insurance in Quebec — Free Quote via AccesDirect

Aviva is one of the world’s largest insurance groups, operating in over 16 countries with millions of insured clients. In Quebec, Aviva is a major player in auto insurance, home insurance, business and commercial insurance segments. By going through AccesDirect, an independent broker certified by the Autorité des marchés financiers (AMF), you benefit from a complete comparison between Aviva and 20+ other insurers to find the best terms available for your profile.

Who is Aviva Insurance?

Aviva PLC is an insurance group founded in 1696 in England, created through the merger of several major British insurance companies. Today ranked among the world’s largest insurers, Aviva has been operating in Canada for several decades and ranks among the top 10 property and casualty insurers in the country. Aviva’s strong capitalization and international scale allow it to offer robust coverage and innovative programs like its telematics program.

In Quebec, Aviva is particularly strong in commercial insurance and medium and large enterprise segments, but remains highly competitive for individuals — especially careful drivers who can benefit from the RéduisMA program, and owners of valuable residences. Aviva distributes its products in Quebec exclusively through independent AMF-certified brokers, such as AccesDirect.

Aviva products available through AccesDirect in Quebec

• Auto insurance — Comprehensive, high liability coverage, RéduisMA program (telematics), vehicle fleets
• Home insurance — Homeowners, renters, condo owners, high-end residences, vacation homes
• Business insurance — SMEs, large companies, commercial property, commercial liability, business interruption
• Fleet auto insurance — Company fleet management, multi-vehicle coverage
• Professional liability insurance — Professionals, consulting firms, service companies
• Cyber insurance — Protection against cyberattacks and data breaches for businesses

RéduisMA Program — Aviva Auto Telematics

One of Aviva’s flagship programs in Quebec is RéduisMA, its auto telematics program. Through a mobile app or device installed in your vehicle, RéduisMA analyzes your driving behavior: speed, hard braking, acceleration, nighttime driving. Safe drivers can save up to 25% on their annual premium.

This program is particularly beneficial for young drivers (who typically pay high premiums) and for all drivers confident in their safe driving habits. AccesDirect can assess whether RéduisMA is right for your profile during your quote request.

The advantages of Aviva Insurance

• International financial strength — One of the best-capitalized companies in the world, guaranteeing claim settlement
• RéduisMA program — Save up to 25% for safe drivers through telematics
• Commercial excellence — Comprehensive programs for businesses of all sizes, from SMEs to large corporations
• Loyalty discounts — Rewards program for long-term customers with no claims
• High liability limits — Coverage options up to $5 million in liability
• Professional claims service — Network of claims experts and 24/7 service center

Why choose AccesDirect for your Aviva insurance?

Aviva distributes its products in Quebec exclusively through approved independent brokers. By going through AccesDirect, you get the Aviva quote, plus a comparison with 20+ other insurers — Intact, Desjardins, L’Unique, Economical and more — to ensure Aviva is the best choice for your profile. Our service is 100% free.

Our broker is particularly valuable for clients interested in business insurance: Aviva’s commercial products are complex and require expert analysis to ensure you have the right coverage, without over-insuring or under-insuring your business.

FAQ — Aviva Insurance in Quebec

Is Aviva a reliable insurer in Quebec?

Yes, Aviva is one of the most solidly established insurers in Quebec and Canada. With over 300 years of history and among the highest capitalization in the sector, Aviva is recognized for its financial stability and claims settlement. It ranks among the top 10 property and casualty insurers in Canada.

What is Aviva’s RéduisMA program?

RéduisMA is Aviva’s auto telematics program. It analyzes your driving behavior through a mobile app or OBD device. Safe drivers can get discounts up to 25% on their auto insurance premium. The program is completely optional and collected data is used only to calculate your discount.

Is Aviva available everywhere in Quebec?

Yes, Aviva operates throughout the province of Quebec through its network of independent brokers. AccesDirect can get you an Aviva quote whether you’re in Montreal, Quebec City, Sherbrooke, Saguenay or any other region of Quebec.

Is Aviva good for business insurance?

Yes, this is one of Aviva’s strengths. The company has developed expertise in insurance programs for businesses of all sizes: commercial liability, business property, business interruption, vehicle fleets, professional liability and cyber. AccesDirect can analyze your specific business needs and establish a comprehensive program.

What are Aviva’s claims processing times?

Aviva has a claims service available 24/7 for emergencies. Simple claims are usually settled within a few days. More complex cases (large losses, disputes) may take several weeks. Aviva is recognized for the professional quality of its claims service.

Does Aviva offer discounts for safe drivers?

Yes, through the RéduisMA program (telematics), safe drivers can save up to 25% on their auto premium. Additionally, Aviva offers standard discounts for claims-free records, anti-theft systems, bundling products and long-term loyalty.

Does Aviva cover luxury or high-end residences?

Yes, Aviva has specialized programs for high-value residences. These programs offer higher coverage limits, extended guarantees on collections, jewelry and valuables, and privileged claims management service for high-end properties.

Can I insure my company fleet with Aviva through AccesDirect?

Yes, AccesDirect can obtain fleet insurance quotes for your business, including Aviva among the options. Aviva fleet insurance covers company vehicles, delivery trucks, service vehicles and even buses and specialized vehicles depending on conditions.

Does Aviva offer cyber insurance for businesses?

Yes, Aviva has a cyber insurance program for businesses, covering financial losses related to cyberattacks, data breaches, ransomware and business interruptions due to computer incidents. This product is increasingly essential for Quebec SMEs.

How do I get the best Aviva premium in Quebec?

Go through AccesDirect — our broker knows Aviva’s underwriting criteria and can advise you on which options to include or exclude to optimize your premium. We also compare Aviva with 20+ other insurers to ensure you get the best value available on the market.

Get your Aviva Insurance quote now

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