Aviva Insurance in Quebec — Free Quote via AccesDirect
Aviva is one of the world’s largest insurance groups, operating in more than 16 countries with millions of insured customers. In Quebec, Aviva is a major player in auto, home, business and commercial insurance. Through AccesDirect, a comparison platform operated by the brokerage firm AccesDirect, you benefit from a complete comparison between Aviva and more than 20 other insurers to find the best available terms for your profile.
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AccesDirect compares Aviva Insurance with 20+ other insurers to find you the best price in Quebec.
Who is Aviva Insurance?
Aviva PLC is an insurance group founded in 1696 in England, resulting from the merger of several major British insurance companies. Today ranked among the world’s largest insurers, Aviva has operated in Canada for several decades and is among the 10 largest property and casualty insurers in the country. Aviva’s solid capitalization and international reach allow it to offer robust coverage and innovative programs like its telematics program.
In Quebec, Aviva is particularly strong in commercial insurance and for mid-sized and large businesses, but remains highly competitive for individuals — especially safe drivers who can benefit from the RéduisMA program, and owners of valuable properties. Aviva distributes its products in Quebec exclusively through certified independent brokers, such as AccesDirect.
Aviva products available via AccesDirect in Quebec
- Auto insurance — All-risk, high liability limits, RéduisMA program (telematics), vehicle fleets
- Home insurance — Homeowners, tenants, condo owners, luxury properties, vacation homes
- Business insurance — SMBs, large enterprises, commercial property, commercial liability, business interruption
- Fleet auto insurance — Management of company vehicle fleets, multi-vehicle coverage
- Professional liability insurance — Professionals, consulting firms, service businesses
- Cyber insurance — Protection against cyberattacks and data breaches for businesses
RéduisMA Program — Aviva Telematics
One of Aviva’s flagship programs in Quebec is RéduisMA, its auto telematics program. Using a mobile app or device installed in your vehicle, RéduisMA analyzes your driving behavior: speed, hard braking, acceleration, and nighttime driving. Safe drivers can save up to 25% on their annual premium.
This program is particularly advantageous for young drivers (who typically pay high premiums) and for all drivers confident in their safe driving habits. AccesDirect can evaluate whether RéduisMA is suitable for your profile during your quote.
Aviva Insurance advantages
- International financial strength — One of the best capitalized companies in the world, guaranteeing claim settlement
- RéduisMA program — Up to 25% savings for safe drivers through telematics
- Commercial excellence — Comprehensive programs for businesses of all sizes, from SMBs to large corporations
- Loyalty discounts — Rewards program for long-term customers with no claims
- High liability limits — Coverage options up to $5 million in liability
- Professional claims service — Network of claims experts and 24/7 service center
Why use AccesDirect for your Aviva insurance?
Aviva distributes its products in Quebec exclusively through licensed independent brokers. By using AccesDirect, you get an Aviva quote, but also a comparison with 20+ other insurers — Intact, Desjardins, L’Unique, Economical and more — to ensure Aviva is the best choice for your profile. Our service is 100% free.
Our broker is particularly useful for clients interested in business insurance: Aviva’s commercial products are complex and require thorough analysis to ensure you have the right coverage, without over-insuring or under-insuring your business.
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FAQ — Aviva Insurance in Quebec
Is Aviva a reliable insurer in Quebec?
Yes, Aviva is one of the most firmly established insurers in Quebec and Canada. With more than 300 years of history and capitalization among the highest in the industry, Aviva is recognized for its financial stability and claims settlement. It is ranked among the 10 largest property and casualty insurers in Canada.
What is Aviva’s RéduisMA program?
RéduisMA is Aviva’s auto telematics program. It analyzes your driving behavior via a mobile app or OBD device. Safe drivers can get discounts up to 25% on their auto insurance premium. The program is completely optional and collected data is used only to calculate your discount.
Is Aviva available throughout Quebec?
Yes, Aviva operates across the province of Quebec through its network of independent brokers. AccesDirect can get you an Aviva quote whether you are in Montreal, Quebec City, Sherbrooke, Saguenay or anywhere else in Quebec.
Is Aviva good for business insurance?
Yes, this is one of Aviva’s strengths. The company has developed specialization in insurance programs for businesses of all sizes: commercial liability, business property, business interruption, vehicle fleets, professional liability and cyber. AccesDirect can analyze your specific business needs and establish a comprehensive program.
What are Aviva’s claim processing timeframes?
Aviva has a claims service available 24/7 for emergencies. Simple claims are generally settled within a few days. More complex files (major claims, disputes) can take several weeks. Aviva is recognized for the professional quality of its claims service.
Does Aviva offer discounts for safe drivers?
Yes, through the RéduisMA program (telematics), safe drivers can save up to 25% on their auto premium. Additionally, Aviva offers standard discounts for claim-free records, anti-theft systems, bundled products and long-term loyalty.
Does Aviva cover luxury or high-end properties?
Yes, Aviva has specialized programs for high-value properties. These programs offer higher coverage limits, extended coverage for collections, jewelry and valuables, and privileged claims management service for high-end properties.
Can I insure my business fleet with Aviva via AccesDirect?
Yes, AccesDirect can obtain fleet insurance quotes for your business, including Aviva among the options. Aviva fleet insurance covers company vehicles, delivery trucks, service vehicles and even buses and specialized vehicles depending on conditions.
Does Aviva offer cyber insurance for businesses?
Yes, Aviva has a cyber insurance program for businesses, covering financial losses from cyberattacks, data breaches, ransomware and business interruption from IT incidents. This product is increasingly essential for Quebec SMBs.
How do I get the best Aviva premium in Quebec?
Go through AccesDirect — our broker knows Aviva’s underwriting criteria and can advise you on which options to include or exclude to optimize your premium. We also compare Aviva with 20+ other insurers to ensure you get the best value available on the market.
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