Interactive tools to assess your insurance situation
Before even requesting a quote, these free tools give you a first idea: what approximate premium, what minimum coverage, what deductible to choose. No personal information required, no commitment, instant results. Convenient for smart shopping or verifying if your current premium is reasonable.
Our available tools
Mortgage Calculator
Estimate your monthly payment based on borrowed amount, rate, and amortization. Useful to validate your budget before adjusting your home insurance to the new insured value.
Auto Premium Simulator
A quick estimate based on your age, city, and vehicle type. Combine with a real quote to compare.
How to use our tools effectively
Our tools give you an estimate based on Quebec market averages. They do not replace a firm quote from a partner firm — real figures vary based on your driving record, claims history, exact vehicle brand, postal code, etc. Use them as a starting point to:
- Verify if your current premium is within average or out of range
- Establish a budget before a move, vehicle change, or real estate purchase
- Compare multiple scenarios ($500 vs $1,000 deductible, basic vs comprehensive coverage)
- Decide if it’s worth requesting multiple quotes this year
Ready to get a real price?
After your simulation, get a firm and personalized quote from a partner firm. Free service, no purchase obligation, response in less than 24 hours.
Besoin d'assurance ? Comparez en 3 minutes
AccesDirect met en relation avec des cabinets et courtiers partenaires. Service gratuit, sans engagement, réponse sous 24 h.