Jevco Insurance — Specialist in Non-Standard Auto Insurance in Quebec
Jevco Insurance is the Intact Insurance subsidiary specialized in the non-standard auto market in Quebec and Canada. If your driving record is difficult — traffic violations, multiple accidents, policy cancellations, or convictions for impaired driving — Jevco is one of the first options to consider. Through AccesDirect — a comparison platform operated by the AccesDirect brokerage firm — we compare Jevco with other specialists in the difficult market to find you the best solution.
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AccesDirect compares Jevco and the best non-standard insurers to find the best solution even with a difficult driving record.
Who is Jevco Insurance?
Jevco Insurance is a subsidiary of Intact Corporation Financière, Canada’s largest property and casualty insurer. Specialized exclusively in the non-standard segment of auto insurance, Jevco combines Intact’s financial strength and scale with dedicated specialization for difficult-profile drivers. This structure allows it to offer reliable coverage with claims processes supported by Intact’s vast network of services.
Jevco distributes its products exclusively through licensed independent brokers, ensuring that each client receives professional advice and representation in their interest. With a strong presence in Quebec and western Canadian provinces, Jevco is a name that most brokers specializing in difficult files in Quebec know and regularly recommend.
Who Should Consider Jevco Insurance?
Jevco is particularly suitable for the following profiles:
- Drivers with serious violations — Major speeding, dangerous driving, prohibited passing, etc.
- Multiple at-fault accidents — Two or more accidents in the last 3-6 years
- License suspension or revocation — Drivers whose license has been suspended and who are resuming driving
- Impaired driving conviction — Conviction for alcohol or drug-related driving offences
- Policy cancellation — Insurance cancelled for risk, non-payment, or misrepresentation
- Drivers with accumulated demerit points — Driving record heavy with points from SAAQ
Jevco Products Available Through AccesDirect
- Mandatory Liability Coverage — Minimum legal coverage for drivers standard insurers refuse to cover
- Non-Standard Collision and Other Coverage — Vehicle protection for high-risk drivers, with adjusted deductibles
- Progressive Coverage — Structured program allowing gradual transition to the standard market in 3 years
- Replacement Vehicle Insurance — Option available depending on the driver’s profile
The Advantages of Jevco Insurance
- Backed by Intact — Financial strength and service network of Canada’s largest auto insurer
- Unique specialization — 100% dedicated to the non-standard market, with underwriters who understand complex files
- Robust claims process — Access to Intact’s service network for claims settlement
- Path to the standard market — Jevco has a direct relationship with Intact, facilitating transition to the standard market after 3 years
- Strong presence in Quebec — Large network of partner brokers for accessible local service
Jevco vs Pafco vs Echelon — Which to Choose?
These three insurers share the non-standard market in Quebec. Here are the main distinctions:
- Jevco — Auto only, strong brand in Quebec non-standard market, backed by Intact
- Pafco — Auto only, national coverage, strong presence outside Quebec as well
- Echelon — Auto AND non-standard home insurance, ideal when both products are problematic
AccesDirect compares all three (and other non-standard insurers) for your specific profile. The best choice depends on your precise driving history, your vehicle, and your region in Quebec.
Jevco, Pafco or Echelon — AccesDirect Compares for You
One free form — our partner broker compares all non-standard insurers available for your profile in Quebec.
FAQ — Jevco Insurance in Quebec
Is Jevco Insurance a reliable company?
Yes, Jevco is a direct subsidiary of Intact Corporation Financière, Canada’s largest property and casualty insurer. Its financial strength is guaranteed by Intact’s capitalization, and its claims processes are supported by Intact’s infrastructure — one of the industry’s most recognized.
Can Jevco insure me if I have an impaired driving conviction?
Yes, Jevco is one of the few companies accepting drivers with an impaired driving conviction. Conditions vary depending on how long ago the conviction was, the number of incidents, and other factors. AccesDirect can assess your specific situation and submit your file to Jevco and other insurers who accept these profiles.
How long after an impaired driving conviction can you return to the standard market?
For a first impaired driving conviction, it typically takes between 6 and 10 years of incident-free driving to return completely to the standard market at normal rates. In the early years, only non-standard insurers like Jevco will accept the file.
Is Jevco available in all regions of Quebec?
Yes, Jevco operates throughout Quebec through a dense network of independent partner brokers. AccesDirect can get you a Jevco quote regardless of your region, from urban centers to remote rural areas.
My license was suspended — Can Jevco insure me when I get it back?
Yes, Jevco can insure drivers who resume driving after a license suspension. Your premium will be higher, but Jevco provides legal coverage that allows you to drive on Quebec roads in compliance with the law. AccesDirect explains the specific conditions based on the duration and reason for suspension.
How does the claims service work at Jevco?
Jevco relies on Intact’s service network for claims processing. The claims center is available 24/7. The strength of this system is Intact’s network scale: thousands of partner bodyshops and claims experts throughout Quebec. The service is provided in French.
What is the difference between Jevco and Intact for auto insurance?
Intact serves the standard market (drivers without major issues), while Jevco focuses on the non-standard market. Jevco is the entry point for difficult-to-insure drivers who eventually wish to move to Intact once their file improves. This affiliation facilitates the transition when the time comes.
Does Jevco offer collision coverage for difficult files?
Yes, depending on your driver profile and vehicle, Jevco can offer collision coverage (damage to your own vehicle in case of accident) in addition to mandatory liability coverage. The deductible will generally be higher and the premium will reflect the increased risk of your file.
Does Jevco do strict SAAQ driving record checks?
Yes, like all auto insurers in Quebec, Jevco consults your SAAQ driving record during underwriting and at each renewal. That’s why it’s essential to be transparent with your AccesDirect broker about your entire driving history to receive an accurate quote and avoid any later cancellations.
How can AccesDirect help me with my Jevco file?
AccesDirect compares Jevco with Pafco, Echelon and other non-standard insurers available in Quebec. Our broker analyzes your SAAQ file in detail, identifies insurers most likely to offer you the best conditions, and supports you throughout the underwriting process. When the time comes, we also plan your return to the standard market.
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Fill out the form below to receive a comparison including Jevco and all non-standard insurers available in Quebec. Also consult our pages on high-risk auto insurance, Pafco Insurance, Echelon Insurance and all our partner insurers.
Difficult File in Quebec? Jevco Through AccesDirect — Guaranteed Solution
Certified independent broker — AccesDirect compares Jevco, Pafco, Echelon and all non-standard insurers for your auto insurance in Quebec.