Taxi and rideshare insurance quote, multiple quotes in 3 minutes.
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Taxi and rideshare insurance quote
Taxi, limousine, ridesharing — specialized coverage for passenger transport in Quebec.
Frequently asked questions
What insurance is required for a taxi in Quebec?
In addition to SAAQ, commercial liability insurance is mandatory. The Quebec Transportation Commission requires proof of valid insurance.
Does my taxi insurance cover all hours of operation?
A professional taxi policy covers 24/7, unlike personal insurance which may be invalid during commercial trips.
How can I reduce my taxi insurance premium?
Perfect driving record, dash cam, telematics and seniority. A specialized broker can compare insurers accepting taxi drivers.
Taxi and paid transport insurance
Transporting passengers for compensation (taxi, Uber, adapted transport) requires specific coverage. Passenger liability, deductible adjusted for intensive use, and number of driving hours per week are the main premium factors. Specialized partner offices in Quebec.
What protections typically cover
- Commercial paid transport liability (mandatory for taxi)
- Passenger protection (injuries, death)
- Vehicle collision and claims
- Loss of income in case of claim
- Endorsements for ridesharing applications
How it works
- Fill out the form above (2-3 minutes).
- A partner office contacts you within 24 business hours with a quote comparing multiple insurers.
- You decide — no obligation to buy.
Frequently asked questions
Are Uber and Lyft considered paid transport?
Yes. Personal car insurance does not cover these activities. Specific coverage is mandatory.
How much does taxi insurance cost in Quebec?
Between $3,000 and $8,000/year depending on city, number of hours, driver experience.
Can I have the same insurance for personal and taxi use?
Some insurers offer a mixed plan, but most require a dedicated policy.
Is a Class 4C or 4B license necessary?
Yes — Class 4C license is required for taxi. Insurers verify its validity.
Why choose AccesDirect
- One form — multiple quotes.
- Partner offices and brokers with access to 20+ insurers.
- Free service with no obligation.
- Independent comparison tool — no ties to any particular insurer.
- Response within 24 hours.
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