Insurance in Markham, Ontario | AccesDirect

◉ MARKHAM, ONTARIO · SINCE 1997

Insurance in Markham.
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Anchor of Canada’s tech corridor with IBM, AMD and 400+ tech companies, Markham has a strong homeowner base, high-value vehicles and dense small-business coverage needs. Compare quotes from 20+ Ontario insurance carriers through our RIBO-licensed partner brokerages — free, no obligation, 2 minutes.

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355k
Population
$1,750
Avg auto premium/yr
$1,400
Avg home premium/yr
20+
Carriers compared
Coverage in Markham

Insurance products in Markham

Auto, home, condo, tenant, business — everything covered through RIBO-licensed brokers who know Greater Toronto Area (GTA North).

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Auto insurance

Third-party liability, DCPD, SABS, collision. Postal codes L3P, L3R, L6C, L6E. Ontario no-fault system, OPCF 44R available.

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Home insurance

Homeowner, condo, tenant. Fire, water damage, sewer backup, liability, replacement cost coverage across Markham.

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Business insurance

Commercial general liability, business property, professional liability for Markham SMBs and contractors.

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Travel insurance

Emergency medical, trip cancellation, baggage. Single-trip or annual multi-trip — including cross-border to the US.

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Local coverage

Markham neighborhoods

Our RIBO-licensed partner brokerages cover all of Markham and the surrounding Greater Toronto Area (GTA North).

📍 Unionville📍 Thornhill (Markham)📍 Cornell📍 Cathedraltown📍 Berczy Village

Nearby Ontario cities we also serve:

TorontoVaughanRichmond Hill
Compliance & trust

Regulated. Independent. Since 1997.

🏛️ FSRA regulated industry
📜 RIBO-licensed brokers
⚡ 20+ carriers
💯 Free service

Ontario auto and home insurance is regulated by the Financial Services Regulatory Authority (FSRA). Your quote is provided by a RIBO-licensed broker (Registered Insurance Brokers of Ontario). AccesDirect is an independent pan-Canadian comparator that routes your request to these partner brokerages — we do not sell insurance.

FAQ

Markham insurance — common questions

How much does auto insurance cost in Markham?
The average premium in Markham is roughly $1750/year, but this varies with your driving record, vehicle, exact postal code (L3P, L3R, L6C, L6E) and coverage limits. Comparing 20+ carriers through a RIBO-licensed partner brokerage typically saves $200–$700/year.
Is insurance in Markham regulated by FSRA?
Yes. All Ontario auto and home insurance is regulated by the Financial Services Regulatory Authority (FSRA). Quotes are provided by RIBO-licensed brokers (Registered Insurance Brokers of Ontario). AccesDirect is an independent pan-Canadian comparator that routes your request to these partner brokerages — we do not sell insurance.
What coverage is mandatory in Ontario?
Mandatory: third-party liability (minimum $200k; $1M–2M recommended), Statutory Accident Benefits (SABS), Direct Compensation-Property Damage (DCPD), and Uninsured Automobile. Optional but strongly recommended in Markham: Collision, Comprehensive, and OPCF 44R Family Protection.
Do you also offer home insurance in Markham?
Yes. Our RIBO-licensed partner brokerages provide quotes for homeowner, condo, tenant and landlord policies across Markham, Greater Toronto Area (GTA North) and surrounding areas — postal codes L3P, L3R, L6C, L6E.
Is AccesDirect really free?
Yes. AccesDirect is a comparison platform — we connect you with RIBO-licensed partner brokerages at no cost. Partner brokers are compensated by insurers, not by you. No credit card, no obligation.

Start your Markham comparison

Free comparison. 2 minutes. No obligation. Your request goes to a RIBO-licensed Ontario partner brokerage.

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⚠️ This service is exclusively for Ontario residents.