Agreement to the terms
By connecting to and browsing this site, visitors agree to the terms set out below. AccesDirect may amend them at any time during site updates. Users agree to comply with these updates and are therefore required to review the site regularly and to review the applicable terms.
Accuracy of information
Although the information provided on the website was considered reliable when it was published, AccesDirect cannot guarantee that it is always current, accurate and complete.
Content
This site should not be relied upon for professional advice, particularly of a financial, legal or tax nature. It was not designed for that purpose.
Availability of products
The products and services mentioned on this site may only be available in certain locations. All products and services offered by the providers participating in the AccesDirect website are subject to the terms of each provider.
Copyright and trademarks
Everything on the site is the intellectual property of AccesDirect and is governed by the copyright laws of Canada and other countries. All rights reserved. In addition, this site may contain information whose copyright belongs to third parties. The information may not be copied, reproduced or shared, in whole or in part, without the written agreement of AccesDirect. Any infringement of AccesDirect’s rights may result in legal action.
Hyperlinks
The AccesDirect site provides access to other sites around the world through links. These hyperlinks are entirely independent of AccesDirect, and their presence must in no way be interpreted as an endorsement of or affiliation with the content of the sites concerned or their respective products and services. AccesDirect does not continuously review the sites accessed through links (hyperlinks). The right to copy and use their content is subject to the terms of their owners and to the user’s own risk. Generally, you may access these pages to browse them or to add hyperlinks to them, provided that you do not store them in memory (in virtual or fixed form) after your browsing session. This authorization may be revoked at any time, without notice.
Email
AccesDirect does not accept transactions or instructions sent by email. However, general questions or requests for information may be sent by email. Any communication sent to us by email becomes the property of AccesDirect or its affiliates and may be used for other purposes. AccesDirect is free to use the ideas submitted to it for specific purposes, in particular for the development, production and marketing of products.
Liability
AccesDirect, its shareholders, managers, directors, employees or any other person involved in the creation of this website shall not be liable for any damages that may arise from its use, in particular direct, indirect, third-party or consequential damages, whatever the cause. Visitors to the site agree that the laws of Ontario and Canada shall apply in the event of a dispute related to the AccesDirect site. Any dispute shall be resolved before a Court of the province of Quebec, Frontenac district.
Provisions
Les primes comptées par le système sont établies sur la base des informations que vous avez fournies et sur les fondements de souscription des compagnies. Elles sont généralement toutes examinées par les assureurs ou courtier intéressées. Soyez sûr que les informations sont exactes pour éviter les délais ou l’annulation de garanties. Si on constate des dissimilitudes entre les primes du système et celles des compagnies chiffrées à l’aide des mêmes renseignements, celles des compagnies s’exécutent. Tous les fournisseurs répertoriés sur le site AccesDirect.ca se réservent le droit de s’interdire de vous fournir un contrat si vous, ou quelqu’un prescrit sur votre demande de soumission, avez été notamment empêché pour fraude envers un assureur.