Author: Jean Boissonneault

Quebec’s winters are harsh. With temperatures plunging to -25°C or lower, repeated freeze-thaw cycles, and record snow accumulations, your home endures extreme stresses that few buildings anywhere in the world must withstand. Pipes bursting in the night, roofs collapsing under snow load, water damage infiltrating during March thaws — these scenarios happen every year to…

You worked hard to get yourself this slice of paradise on the edge of a Laurentian lake, in the Eastern Townships or deep in the North Shore. Your cottage likely represents one of the most important — and most emotionally charged — investments of your life. Yet thousands of cottage owners in Quebec underestimate or…

Insurance is one of those fields where misconceptions are the most persistent — and the most expensive. Myths that have circulated for decades around the water cooler and on social media end up influencing major financial decisions. The result? People who under-insure their home because they think “insurance covers everything anyway,” drivers who stick with…

You just bought a brand new ATV or are thinking of getting one this summer? Before hitting the trails of the FQCQ or exploring the paths in your region, there’s one essential step: insurance. In Quebec, the rules surrounding ATV insurance are often misunderstood, and many owners ride with insufficient protection — sometimes without even…

Your house, condo, or apartment often represents your most important investment — or your most precious living space. Yet many Quebec residents under-insure their homes, sometimes without knowing it, until the moment they need to file a claim. That’s when bad surprises happen. Home insurance in Quebec covers far more than you might think —…

You ride your quad on the FQCQ (Quebec Federation of Quad Clubs) trails on Saturday, then head off-trail across a private lot on Sunday? Careful: your insurance policy probably doesn’t protect you the same way in both situations. This guide breaks down the rules, the most common exclusions and the practical solutions to avoid a…

Let’s cut to the chase: if you think cyberattacks are only a big-corporation problem, you’re mistaken. In 2025, 61% of Canadian SMBs experienced at least one cybersecurity incident according to the Canadian Centre for Cyber Security. And the average cost of a breach? Somewhere between $50,000 and $100,000 for a small business. That hurts. SMB…

Do you sit on the board of directors of a small or medium-sized business? Are you the president, executive director or treasurer of a non-profit organization (NPO)? Your personal assets — home, savings, vehicles — can be seized if someone sues you over a decision made in the course of your duties. Directors and Officers…