AccesDirect is not a carrier. We’re an independent comparator routing your request to RIBO-licensed partner brokerages in Ontario. These brokerages access a broad panel of Canadian carriers — often 15 to 25 companies — and prepare comparable quotes for you.

Our Ontario partner brokerages work with most major Canadian P&C and life & health carriers. We don’t name individual carriers to avoid any recommendation bias — our goal is your best rate, not promoting a specific carrier.

What you get

• Multiple quotes per request, side-by-side comparable
• A dedicated broker who answers questions and negotiates for you
• FSRA + RIBO regulated — your data and rights are protected
• No fees — brokerages are paid by carriers, not by you

The Financial Services Regulatory Authority (FSRA) regulates Ontario’s insurance industry. Registered Insurance Brokers of Ontario (RIBO) licenses P&C brokers. Life & health advisors are licensed via LLQP. AccesDirect holds none of these mandates — we’re a connection platform.